"Tri-bureau monitoring with a 7-day $1 trial"
The premium industry choice — providing official 3-bureau FICO® Scores, comprehensive dark web protection, and a low-risk $1 trial option makes CreditScoreIQ our top recommendation for serious buyers.
Varies by plan selection after your trial
7 days for just $1
Complete 3-Bureau Reports (Experian, Equifax & TransUnion)
Official FICO® Scores — used by 90% of top lenders
Continuous SSN tracking, dark web monitoring, and alert triggers
Up to $1,000,000 identity theft insurance policy included
Real-time bureau notifications via email or phone
Consumers prepping for a mortgage, auto loan, or card application who need real lender-used scores.
What you unlock when accessing your premium CreditScoreIQ credit monitoring and identity security platform.
Monitor key shifts effortlessly with daily refreshing data showing exactly where your official lender-used FICO® scores stand.
Test out financial decisions before making them to see how actions like paying off a card or opening an account affect your real score.
Scans internet databases continuously to make sure your private credentials, passwords, and info haven’t been leaked or compromised.
Receive immediate push updates the second a new inquiry, unexpected balance change, or sudden modification hits your profile.
Stay completely protected with a robust up to $1 Million identity theft insurance policy designed to cover recovery losses and support.
Access easy-to-read, combined credit histories detailing your full track records across Equifax, Experian, and TransUnion.
Clear and transparent answers to help you understand our FICO® tracking, plans, and security features.
Yes, CreditScoreIQ is a fully legitimate credit monitoring and identity theft protection service powered by IDIQ®, an industry leader in financial security. The platform uses military-grade encryption to ensure your credit bureau data and personal details are always kept confidential.
Your data safety is our highest priority. CreditScoreIQ employs advanced 256-bit SSL encryption protocols alongside secure server setups to protect your personal information, Social Security number, and bank-level data from unauthorized access.
Unlike many basic monitoring websites, CreditScoreIQ provides official FICO® Scores. Since FICO® is the actual credit scoring model used by 90% of top lenders for mortgages, auto loans, and credit cards, you get the most accurate look at your real creditworthiness.
No, not at all. Checking your own credit details and tracking updates on CreditScoreIQ is handled as a soft inquiry (or soft pull). It will never drop your points or harm your credit scores, no matter how often you log in to your dashboard.
CreditScoreIQ offers multiple tier plans starting as low as $9.99 per month up to premium plans with daily 3-bureau tracking. If you enroll via a special promotional trial offer, your account will smoothly transition to the chosen monthly subscription tier at the end of the trial period unless cancelled before the renewal date.
You can cancel your active subscription at any time without any long-term contracts or hidden penalties. Simply log into your member dashboard, head to account settings to cancel online, or contact our 100% U.S.-based customer support team directly to stop future monthly billings.